Elizabeth McQueen

2-1012 Beach Avenue Vancouver, BC V6E 1T7
Mobile: 604 377 4321 Email Elizabeth



Residential Mortgage Rates Effective October 12, 2017
 Spousal Buyout Mortgage
Are you going through a separation or divorce? You might not be aware that there are mortgage products designed to allow you to refinance up to 95% of your property in order to buyout your  
Is a separation agreement required?
Yes, in order to qualify you will need to provide the lender will a copy of the signed separation agreement.
What is the maximum LTV?
The maximum LTV is the lesser of 95% or the remaining mortgage + equity required to buy out other owner.
If you have any questions about the Spousal Buyout program or any other mortgage questions please don't hesitate to contact us. 
Best Rates
Term (Fixed)  
1 year 2.99%
2 year 2.94%
3 year 3.14%
4 year 3.24%
5 year 3.34% - 3.49%
5 year (HR) 3.19%
5 year (rental) 3.49%
7 year 3.64%
10 year 4.04%
Term (VRM)
5 year P - 0.35% - P - 0.75%
5 year (rental) P - 0.05%
3 year P - 0.35%

Rates are subject to change without notice.
* OAC, E & OE

Prime Lending Rate 
Qualifying Rate
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Congratulations to Karen Gibbard who was named one of the 50 Women of Influence in the Canadian mortgage industry for 2017.
The 2017 Women of Influence list highlights the female leaders who have overcome hardships and struggles to succeed in even the most uncertain markets. Their astounding personal and professional accomplishments have earned them a place among the industry's best.
As always you can reach Karen directly at (604) 313-3199 or by email at karen@gibbardgroup.com